[terycarl]

I always carry a debit card with $25.00 on it, the most I could ever lose in a scam is that $25....so far haven’t !!

[Vigilanteman]

Correct. American Express offers a version called Bluebird. Mastercard/Visa offers a version through an outfit called GoBank. Both are offered without charge. You are never liable for anything more than the prepaid value which you put on the card.

You can add money at places like WalMart and 7-11. They are very handy cards to carry for limited budgets or to pass on to a teenager or spouse whom you wouldn't trust with a normal credit card.