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A few months ago I had one of the card companies tell me that my card was compromised. I did not see any unauthorized charges show up on it at any time, so it was not “that” type of thing which caused my card to be compromised. And I did use that card at Home Depot, so I guessed that this was the reason why the bank replaced my card.

Now, the fact that my card was compromised had nothing to do with the way I used it or having someone get my information off my card (like a clerk at a store or some waiter at a restaurant). It was a hacker break-in at Home Depot that did it.

I didn’t have to guess. IIRC, the bank specified that they were replacing my card because of the Home Depot hack.

IF I had been using Apple Pay back then (when Home Depot was hacked, even though it wasn’t active at that time) ... there would have been NO WAY any hacker could have gotten the credit card info from Home Depot. That’s because Apple Pay does not allow Home Depot to have the credit card info!

You’d think Home Depot would be begging customers to use ApplePay to preclude the possibility of a repeat of THAT fiasco!
THAT is what has me thinking about ApplePay, even tho I haven’t felt that a smartphone suits me particularly.
I’m home a lot, so I can FReep on my desktop Mac with full keyboard. Not that much occasion to wish for a smartphone, as such - but ApplePay has me interested.
That, and the camera on the 6+ . . .
Pretty badly out of the habit of taking pictures, tho. But I do now have the right (5K Retina) monitor to view photos on . . .

That Apple Pay is simply the next-generation in security for purchasing and credit cards. I can’t see why some others can’t see that. Perhaps it’s just that they don’t understand the technical details of it, so they just think it’s “more hype” and nothing more.

I don’t have to dig into all the detailed programming, though, to understand the technical aspect of it, that it’s the next great advancement, technically, into security for your purchasing at all levels!