They are morons. (1) Their grammar is incorrect; it should be "who . . . has housing". (2) By redefining racism down, they remove the significance of a word that should matter. Under the new definition, when liberals call someone "racist", I don't care whether they think it's true, not when under their definition they are just describing the trivial detail of skin tone.
When the word refers to all white people except those who grovel for their very sin of existing, it has lost all meaning.
It is like calling people untouchable, you’re inferior, you’re morally beneath them by virtue of birth.
It is even worse than “dhimmi”, since while being half the worth of a Muslim, you could gain full rights by converting to Islam. And dhimmi had the right to their own courts and institutions, whereas the liberals demonizing all whites and conservatives interfere with even private institutions to try to deny any enclave that holds contrary views.