We left the american culture when we got rid of TV in 1997. And we further distanced ourselves the day obamacare became the law. That was 1/1/2014. We are both 63 and have not had health insurance since that day.
We have saved, after tax, around $50,000 on health insurance premiums and taken responsibility for our own health. We’ve not needed to see a doctor, though we do see the dentist one a year, at a cost of $125 a person including x-rays. We get our glasses at Costco and I’m getting a hearing aid there for $1,500.
If something really, really bad happens we use holistic methods (like my two friends that were cured of stage four cancer via the Gerson and some other method, which cost a couple thousand and a dramatic temporary diet change).
Or we die, which all human beings do, no matter how good their health insurance coverage. I supposed if I was not the Lord’s and this is all I had I’d feel differently about it. ;-)
Agree with your approach for the most part.
However, it’s Highly advisable you have catastrophic health insurance in case of serious accident, which could completely wipe out your assets.
Look into Liberty HeathShare.
It’s been around for 30 years and costs $299 / month for married couple. $500 deductible.
100,000+ members.
It’s been a god send.
Have not had any insurance for 30+ years, and only saw a doc once, thanks be to God, and "whether we live, we live unto the Lord; and whether we die, we die unto the Lord: whether we live therefore, or die, we are the Lord's. For to this end Christ both died, and rose, and revived, that he might be Lord both of the dead and living." (Romans 14:9) Glory to God.