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To: Moonman62
When I see it play out with insurance companies is when I'm at the dentist's office. It seems that every patient with dental insurance has issues about what's covered, what's been denied, and ambiguity about what's the patient's share of cost for the current visit.

What frosts me is because I pay by check (bank next door, they can clear it immediately if they want) on the day of the visit. Even though I cost them NOTHING in billing and filing expenses and they don't have to wait for my payment, they charge me more! And what's their answer to my voicing concern about that? That I should by their insurance policy! And then they'd decide what care I need by the dictates of that policy.

It's insane. Prices have gotten so out of control.

4 posted on 04/15/2019 6:25:02 AM PDT by grania ("We're all just pawns in their game")
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To: grania

What frosts me is because I pay by check (bank next door, they can clear it immediately if they want) on the day of the visit. Even though I cost them NOTHING in billing and filing expenses and they don’t have to wait for my payment, they charge me more!

...

Maybe it would cost you less to get the cheapest insurance just so you can get the insurance prices.


6 posted on 04/15/2019 6:32:27 AM PDT by Moonman62 (Facts are racist.)
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To: grania

The last time I needed dental work of size was estimated at $6400.

I asked if they would give a discount for green cash. Not check, green cash.

I paid $4800.


7 posted on 04/15/2019 7:28:11 AM PDT by Attention Surplus Disorder (Apoplectic is where we want them)
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To: grania
though I cost them NOTHING in billing and filing expenses and they don't have to wait for my payment, they charge me more!

I pay cash at the Dentist office and get a 20% discount from the "list price". This seems to be common practice around here. I have to ask for the discount to get it.

9 posted on 04/15/2019 7:51:25 AM PDT by flamberge (Predictions are hard, especially about the future)
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