I use my smart phone to make phone calls, text friends, get notices of upcoming appointments, etc. I use it to check commute times and traffic and reroute when necessary. MY wife and I use Life360 to keep track of each other’s location. It’s why, after a 90 minute commute, my wife puts dinner on the table seconds before I get into the house.
I do all my bill paying through my heavily secured desktop computer though. Nothing that really MUST stay secure is done through my cell phone.
We still use snail mail to pay bills...........or in person..........
You done good 👍