There’s a lot of that going on. Kilauea, La Palma.
Horrifying factoid: At least half of the residences affected by both volcanos were/are under or uninsured.
Sigh.
As for Kilauea it's hard to get insurance when you buy land in an active volcanic zone (it's cheap though). They are rated 1-5 and IIRC Zone 1 is the most active, ie. the rift zone.
unique video clip from LaPalma - lava bomb! (I’ve been watching this crazy volcano for weeks - spectacular!)