Unless you are running large databases with large constant writes eight hours a day, you are in fine shape.
These drives have gotten a lot longer lasting, and performance degradation is minor with ordinary usage. On all but the cheapest (or largest per volume) data arrays they are really taking over for platters in data centers, despite the fact that a lot of data center storage has the worst type of use for these things. When you have constant compression, bi-rectional encryption, and deduplication with multi-user access, that is pretty much a worst case scenario. Of course, those are redundant arrays and all that, but so is physical media.
Seriously, people from the beginning must have thought of battery memory in laptops or something, because paranoia about SSDs slowing to a crawl in a year was a thing from the beginning, and it was never really a major issue for most uses.
Still...
Windows updates are getting beyond ridiculous. I'm constantly appalled by how much and how often machines, especially lesser ones with HDD's only, are tied up with update downloads, not even to mention the machine sometimes blue-screening for hours while the updates are installed and configured. That's a fair amount of data flying around. "Please wait..."
Aagghh.
And that's after trying to optimize the thing (machine(s) in question.)
https://www.techadvisory.org/2019/08/is-your-windows-10-update-slow-heres-what-to-do/