Take a look at The Board at USAA and you’ll understand.
I need to go insurance shopping.
I will say, one of the reasons I’ve kept USAA bank accounts goes back to the financial crash of 2008. I figured the government wouldn’t let a bank used by a majority of military officers fail. This is worth something. My primary bank is local, but we keep deposits at similar levels at USAA.
But I need to minimize my business there, despite that.