But when they start dictating what flowers or shrubbery you can plant (within reason), flags you can fly or even requiring that your mailbox match all others in the neighborhood (I’ve seen this), that’s when I’m out.
Problem is that you can’t be out. Live by their rules or face the consequences. I’ve been part of one, and I will never ever do it again. Funny thing is, my property values are increasing on par with theirs.