Of course, you could say the same thing about brain surgery or assembling nuclear weapons - if you know what you're doing, and you're careful, it's not all that dangerous. But that still doesn't mean it's a good idea for John and Jane Enduser to take a whack at it ;)
Thanks for the tip. I've never had a fried MBR on a modern OS, so I'll keep this in mind for when it eventually does happen.