I have no trouble with any of this, perhaps it's because I run Linux? ;->
This is NOT some kid in a basement...it's a company with vast resources.
You and my #2 son. He swears by a pop-up block he's going to install for me. We're not sure how it's going to work with Windows XP, but we'll see. I don't remember the name of it, but he and #1 son also mentioned Mowzilla.
Last summer I started getting all kinds of crap on my computer; thankfully no hardcore stuff, but disturbing, nonetheless just to know that someone can install something about which you are not aware and for which you did not ask! It took my computer weenie husband and the aforementioned computer weenie son over 3 hours just to FIND the crap. Turns out, they just built me a new computer and we loaded all new stuff on it and didn't copy over the crap.
I run Spybot every couple of days, but I'm all over the place on the Internet, so I pick up pop-ups all the time. My Norton anti-virus has helped tremendously, too.