This is an issue with me.
The only winners in the insurance game, are the sick, and the wealthy. The sick, because they get others to share the cost of their care. The wealthy because they can afford good doctors, and let their insurance investments grow! Accident insurance is for the unseen, health is a known factor. You can't get
If you take care of yourself, eat properly, and practice a healthy lifestyle, you will get a far greater return on your money... and feel better, too.
(Rant off)