[Sgt_Schultze]

The argument that Americans would risk their retirements through speculative stock investments is silly. If they were really worried about that, they could invest in Treasury securities, just like the "trust fund" does now. The difference is, the citizen would OWN title to the bonds. He could pass them to his heirs. He could spend them on a trip to Tahiti. The point is, that if he were to die prematurely, the would not be forfeited as they are now.

The Republicans need to alter Social Security, but it has to be done incrementally. The best first step would be to give title to the underlying assets to each American. Each person should have ownership of the "investments" made on his behalf, at least after death.

[Sgt_Schultze]

Press once Schultze.

[Tamar1973]

The Republicans need to alter Social Security, but it has to be done incrementally.

Social Security is a ponzi/pyramid scheme. It's about time liberals faced up to it.