OK so let me get this straight: I paid about $30K in taxes last year and you say I need to pay another $12K to $15K, right? Well, call me a dunce but I just don't see how the government confiscating $45,000 a year from me is going to help me save for my retirement.
I'll be eligible for SS benefits in five years, but I won't need it; unless of course the government decides to nick my income another thousand bucks a month as you say they must.
Explain to me again how this is going to help. Oh, I see. By confiscating my income so I cannot retire as planned, some other shlub who didn't bother to think beyond the next six pack will benefit. Now that's conservative thinking!
Everyone would be well advised to just pretend that the SS program does not exist and make other plans.
RE: the government confiscating $45,000 a year from me is going to help me save for my retirement.
But don't you see, it's not so YOU can fund your retirement, it's so the guy who took out a 2nd on his house at age 50 to service his 50,000 credit card debt which he incurred from marble countertops, a new boat, annual trips overseas and spoiling his kids can fund HIS retirement! Haha, suckers! /sarcasm