"I was paying the best I could," said Gardner, who on his $18,000-a-year cook's salary had managed to pay $1,000. "I'm not trying to run. At the end of that week I was going to pay them some more."
I am familiar with this scenario. In a 30 day window of "no coverage", I figured I was safe. I was healthy, 28 years old...... no problems. I had just quit one job, and started another. Insurance is for things you don't expect..... an auto accident, a housefire, an emergency appendectomy......
IMO The term 'Non Profit' is a scam, yet another way of obtaining favorable tax treatment (AKA transferring costs to taxpayers) as a means of reducing costs and rewarding the insiders.