Umm I have to disagree with you on that count buddy. I've crashed three times at speeds over 50mph. Twice on mountain roads. I walked away both times. Of course the bikes had some damage, but I was physically unharmed.
The third time was at a racetrack when I had a mechanical at close to 120mph. Even with full leathers and spine protector, etc, I was a bit black and blue, but again got up and walked away.
Two out of three times my bike needed only minor repairs, my body didn't need any.
I've crashed twice; both times at about 40 mph. The first time I missed a 200 y/o oak tree by inches - the cops said my helmet wouldn't have helped a bit if I had hit it. The second time, I was road rashed down my left side from the top of my boots to the bottom of my full-face. Again, I could have bled to death without assistance.
I learned my lesson: I now wear a $300 Shoei full-face helmet, and full leathers w/ sturdy boots every time I crank up the ride.