To make the pot even blacker than it is, Congress, may change the law at any time so that a recipient may well receive less than what has been Promised/Suggested, not guaranteed.
Absolutely. Frankly, they HAVE to do it if they want to perpetrate the fraud a little longer. And, if/when the Dems ever get back in power, you can safely bet that the $90K cap on taxable income is out the window.