1) If you are indigent, Med-Cal
2) Federally, Medicaid
3) (for the working poor) Healthy Families
4) Guaranteed issuance of group coverage down to 2 employees
5) COBRA (for groups of 20 or more employees
6) Cal-COBRA (extending COBRA to groups of 2)
7) Guaranteed conversion of COBRA policies to individual plans under the HIPAA
8) Union Plans that guarantee acceptance for working union members of SAG, AFTRA, AFL-CIO and others (as individuals)
9) Underwriting guidelines may well insure various "uninsured" at higher rates depending on the condition.
1) Not indigent.
2) Not eligible for medicaid
3) Don't qualify (not working poor).
4) Self employed (Should I give up my income to work for health insurance? Legitimate question, I suppose and I hear the casinos are hiring.)
5) Not eligible for Cobra.
6) Not eligible for Cal Cobra.
7) Cobra conversion (no Cobra, no conversion)
8) Union plan - not a member.
9) Insurance at higher rate? Should I give you a call?
No. Do you have a spouse or family member that can be your partner or corporate officer? You could possibly qualify for a guaranteed issue group plan.
Insurance at higher rate?
Possibly. It would depend on your pre-existing condition. We would have to send a written request to the underwriters at certain companies to know for sure. I would need more info. At the very least, you would qualify for the California Major Risk Plan for a two year coverage period.
Should I give you a call?
You can contact my office anytime. I will make helping you a priority. I will send you a private message with contact information.