[G32]

Can someone summarize this bill for me. Is it just about Ch 13 or Ch 7 or both.

Ch 7 is the only one most people really need access to, IMO.

[Torie]

This link might help. The bill forces some people to use Chapter 13 rather than 7, and to have their income garnished for a five year term.

[longtermmemmory]

The objective of the bill is to make a means test to force people OUT of ch 7 and into Ch 13.

Essentially people will not be able to restart their lives in six months, they will be forced into ch 13 and a minimum three YEARS of payments.

It is turning the Art III bankruptcy courts in collection agencies.