I heard what the Dims had to say and it made perfect sense. Personal accounts are a bad idea!
I just fired off a letter to Fidelity Investments requesting that the blend my money in with everyone else's money. I told them that I want them to take 12% of every dollar I make for the rest of my life, then they can decide to give me back any amount they please whenever they feel like it!
</sarcasm*>
And if you die before you wake, your money's THEIRS...THE SOCIALISTS to take.