What is this all about?
You don't have to be a genius to figure out that if most households in this country are massively in debt (net downwards social mobility staved off with plastic) and saving nothing they are one job loss or major illness away from disaster.
They can change this behavior. Being massively in debt is a choice in most cases. Usually a pretty stupid choice. Want out? Sell all of your crap, set up an emergency cash fund, don't ever take on debt again exept for a mortgage. http://www.daveramsey.com/
And I could quote you quite a few scriptures about pride, presumption, a haughty heart, charity in the Christian sense (and that doesn't mean giving a quarter to a panhandler) and being thy brother's keeper. Frankly, I see nothing in the least covetous about working people not wanting free traders pulling the rug out from under them by glutting their labor market.
When household debt levels reach the level they have and savings rated drop to nothing it cannot be attributed to smug lectures about the innate spendthriftiness of the lower orders. It is net downwards socio economic mobility.
Listenhillary, you are what I like to call the Liberty League Republican. The Liberty League were a GOP pressure group formed to fight against FDR and the New Deal. It came off as a swell on a polo pony lecturing a guy on a breadline about bootstrap rugged individualism. It backfired badly.