Thanks for the post.
I don't know of anything stopping anyone from investing any way they want to.
I have to wonder how smart is a person who only invest a small part of what they would pay in SS.
You can keep your social security if you want it I just want the option to say no I don't want a private account, I don't want medi-care, perscription plan this care or that care I just want to keep the money I earn and be left alone. If it means I never retire or live in poverty Im fine with that as long As I keep the money I earn. Just let me opt out and I'll never be heard from again.