[GOPJ]

"There are 1.8 billion cell phone users, but not 1.8 billion checking accounts," Pitroda said. "So there's a big potential for banks if they can get more people to open accounts, even if it's just $50 or $100." Sounds good to me! And we invest -- where?

[TenaciousZ]

A credit card number is embedded in a chip that is activated by waving it in front of a reader, ringing up a sale quicker than handing plastic to a merchant or swiping it.

That's all well and good, but what if I misplace my cell phone and somebody picks it up? Will there be a PIN or some other security safeguard?

[FoxInSocks]

No thanks. I still like using green paper from my old leather wallet. Besides, this sounds like an opportunity for more problems, like thieves intercepting those short-wave radio signals for nefarious purposes.



Nefarious.