To: Cincinatus' Wife
Yep, the ideal situation for insurance companies would be to take in all premiums and never pay out on a claim, which begs the question:Why have insurance at all if you can't use it without being cancelled?
I asked an insurance agent that once and he said "peace of mind." I didn't ask him how you could have peace of mind if using your insurance was going to cause you to lose it!
posted on 09/01/2005 2:47:24 AM PDT
LOL. Wow. I am amazed at his honesty.
posted on 09/01/2005 2:57:25 AM PDT
(Nuclear-tipped Ballistic Missiles: The Ultimate Phallic Symbol)
A lot of people think twice about filing because it will raise their premiums. Then, when that "peace of mind" event comes along, you're canceled.
That's about it too. I had Allstate for 18 years. Got hit in Denver in my truck by a (most likely illegal alien) van that ran a red light (after the hit, they drove three blocks and fled). It was my first recordable accident to Allstate. Because I failed to chase down the the culprits. I paid their ridiculous jack up till I could switch companies - then dropped them for being a sorry P.O.S..
Wonder if State-farm will jack me around if I ever have to get in the battle ring with my insurer?
I always go with the highest possible deductibles. When I file a claim, I want it to be a doozie.
posted on 09/01/2005 6:03:24 AM PDT
(Who Killed Kennewick Man?)
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