This. Is. Called. Fraud.
It really pissed me off that two or three neighbors on our block took advantage of this largess (they were all well-insured, as were we).
I think this is a two party crime. The slimeballs who take advantage of an out-of-control money dump who do not warrant it AND an inept PC Gov't bureaucracy afraid of being criticized in the MSM for not being 'Compassionate'. MTCFWIW