I understand where you are coming from; it's called living within your means.
I suppose I feel that there are two factors which are problematic, and they are obvious to me and most others I'm sure.
1.)Activist judges must be reigned in. They are an oligarchy ruling by fiat, and have all but usurped the legislative process.
2.)The amount of taxation in this country is ridiculous, and money wasted on vote grabbing schemes would be best left in the hands of the people. Let's use an example; say we have a person who makes 4000/ month. After taxes, that is reduced down to close to 3000/ month. Maybe more depending on where you live, counting state, local, etc.
Now we take a person who makes 2000/ month. Not a whole lot. Current taxation can break such a person financially. I know I'm preaching to the choir perhaps, but my supposition is this.
Certain politicians scare people using the premise that they know how to spend money better than the individual. Any attempts to slash taxes are painted as 'radical' ideas. Keeping some bureaucrat's filthy hands out of my/ your pocket is a radical idea? Yet most people have been brainwashed into accepting this very premise.
We were paying for private school for two kids and before and after school day care. By the time government taxed the income necessary to fund that education and daycare, which pushed us both into a higher bracket because of where we live, my project engineering salary was reduced to about ten grand. To take that out of our budget was no major sacrifice.
I'm wrote a book while the kids studied and am now developing a business. The wife works four tens and goes to grad school. The twelve year old is nearly done with calculus. Both she and her younger sister are studying ancient Rome at the college level.
Life is good.