I think Thomas Jefferson would disagree with that.
He did disagree and wrote a contrary opinion for Washington's consideration. The latter's quick rejection of the specious argument Jefferson attempted caused the already deteriorating relation between them to go past the point of no return. After future demonstrations of Jefferson's perfidity and hypocrisy Washington forbid mention of his name in his presence.
Fortunately Hamilton's victory on the Bank question provided the necessary strength to the new government, a Lamb among Wolves, to survive. Without it there would likely have been no ability to finance the Louisiana Purchase, no ability to pass through the economic disaster Jefferson provoked/could not avoid, and no ability to finance the War of 1812.
Fortunately the Washington-Hamilton program allowed the nation to survive the ideological idiocy and incompetence of the Democrat-Republicans. Had the latter party taken power first I have no doubt the nation would not have survived without incredible cost if at all.