Gays and lesbians will have no trouble getting life insurance. UNLESS they smoke. then hold on to the check book! Of course, smokers don't have to pay those higher premiums for as long a time! At least there's that upside. (inside joke, in case you didn't catch it)
I know. I write life insurance.
Every other life insurance buyer is paying higher premiums to offset the costs their lifestyle imposes on the insurance comapny.
What frosts me is the life insurance companies who have special pages for the GLTB's and even have marketing programs etc. for the homosexual crowds. Not special rates, mind you, they pay the same as everyone else, unless they've already contracted something.
I am amazed that insurance companies can withstand all the meddling of legislators and bureaucrats.