[69ConvertibleFirebird]

I agree that Capitalism will not work without a moral (read Judeao/Christian) foundation. Many of the founding fathers agree as well:

"We have no government armed with power capable of contending with human passions unbridled by morality and religion. Avarice, ambition, revenge, or gallantry, would break the strongest cords of our Constitution as a whale goes through a net. Our Constitution was made only for a moral and religious people. It is wholly inadequate to the government of any other."
John Adams

But I will still maintain that one should save a couple of thousand per year, starting as soon as he gets a job, planning for the day when he either can not, or chooses to not, work.

[Ghost of Philip Marlowe]

Hey, no argument there. Part of public education should include basic finances and saving for retirement.

But there will always be those unfortunates in society who have their savings wiped out or who work in low-end jobs that don't pay well but still need to be done and which some perform faithfully.

The Collectivists will use these stories to appeal to the emotions and have more intrusive regulations enforced or to create another welfare class based upon this demographic.

[hedgetrimmer]

But I will still maintain that one should save a couple of thousand per year, starting as soon as he gets a job, planning for the day when he either can not, or chooses to not, work.

You view things through the lens of your own experience. What if your job only paid you $12/hour? How would you save a couple of thousand a year on that wage, with gas, housing, medical insurance rising all the time? You know, it is the lowly wage earner that is paying for the illegal immigrant benefit package, and the building of infrastructure in foreign countries so businesses can outsource there without risking any of their capital. How is the lowly wage earner to save, when the whole world is looting his country and his taxes to pay for globalism?