It appears that 69ConvertibleFirebird is the one who is upset. He said of others on this thread, more than once, in several ways that their problem was a desire to spend irresponsibly. Example pulled from one of his posts: It's just too hard!!!! I had to buy a new car... I wanted a boat for weekends...
I find it ironic, 69ConvertibleFirebird, that you are slapping the 'whiners' for not saving enough because they supposedly all bought new cars or toys instead. That certainly wasn't on Miss Marple's excellent list of life 'troubles' that can occur even if one does save enough to retire. Yes, you are wise and you are set for the rest of your life because of that wisdom. Thing is, 'the rest of your life' could be only a few hours or days. Will you have enjoyed it?
The best things in life aren't things. :o)
Absolutely!!! Some of the best days of my life were working with family and friends building my house! It's all in how you do it.