I don't know what your smoking, but I'd like some. This isn't 1958 anymore. Talk about being out of touch with reality and the cost of modern living. I don't know any one that's 59 that most likely has children that are in college that "should have enough so that he could retire". Get a grip!
LOL!!! You're right. My situation is obviously not real. We all must spend on the BIG house, new car, fancy boat, second home, rather than save. Here I was stupid enough to be smoking something that told me to plan for retirement!!! Darn evil weed!!!!