I'd like to see the gov't, fed or state, buy up property along our coasts that are frequently damaged/destroyed by storms, at a fair price & with voluntary sellers, with the stipulations that no permanent structures will ever be erected again & is public access land forever.
Beyond that, I am inclined to let the market & the storms dictate the price of insuring a storm threatened coastal home. I realize that this will ultimately lead to only the very wealthy being able to afford beach front homes. But it is their money, so if they want to risk it blowing or washing away, let 'um.
Every time a 'cane hits my area, the rich get poorer & the poor get richer.
Right now, on the Gulf Coast, there are houses that have the Gulf under them at high tide. The owners want the Gov't (Fed, State, Local) to restore the beach that was restored a 2 years before. Nonsense!
Isn't there something in the Bible about the ignorance of building your house on sand?
Ahhhh a little bit off topic here. I think that reference was to building upon the spiritual rock of Christ....