[BJungNan]

At this time, we encourage you to be vigilant and monitor your financial accounts to protect yourself against identity theft.

You know, it is not like everyone as the best credit record. I mean, it only applies if they can get a credit card in your name. Right?

[Eagle9]

You know, it is not like everyone as the best credit record. I mean, it only applies if they can get a credit card in your name. Right?

I think you are correct but I'm not certain. There may be ways to manipulate credit card application data that people who specialize in such crimes know.

[Lurker]

Wrong. If they have your birthdate, SSN, and mothers maiden they can get anything.

What if they get a DL in your name, and decide to rack up a few misdemeanors and not show up for their court dates. Then arrest warrants get issued. Then you get stopped at a roadside 'safety check'.

Guess who's going to spend a night in the pokey...

L

[maine-iac7]

I mean, it only applies if they can get a credit card in your name. Right?

no

They can establish a new "self" - you use your ID for a lot more than credit cards.

But in that vein, as one example, they could open up a debit card account, bank accounts, drivers license, car registration, etc - use those for ID for anything you use an ID for - and eventually, become "you" - which will cause you a whopping load of trouble...may even, down the line, start collecting social security. It takes lots of time and money and frustration to straighten out a stolen identity