"Medicare/Medicaid will be changed. I suggest that it will be changed to become a catastrophic protection plan. There is no way we can keep spending on it when boomers get old."
Even if it becomes a catastrophic protection plan, if it covers the biggest generation of seniors ever, it will be a phenomenal expenditure. A better move is to get out of it entirely, with the entire country eating the cost of a payout of bare principle + interest (or buying annuities) and, if necessary (it should not be) buying catastrophic private insurance for seniors. Then if necessary the government can raise taxes to cover the payout, and tax everyone. But our fundamental problem isn't that we cover too many or too much. It's that the government is involved, and needs to get out of the unConstitutional business of providing health care and old age insurance.
But you knew that. 8)