(Go Israel, Go! Slap 'Em, Down Hezbullies.)
I know a primary care physician who takes fresh fish and other food items if patients can't pay in cash. He can't cook and they bring him food. Pretty good arrangement. It's not extremely lucrative, but this physician isn't in it for the money.
"Just try getting your insurance company to pay for your attorney's services."
Check out a company called Pre-Paid Legal Services (PPD). There apparently is a market for what they do. I don't use their services, and have managed to stay out of court and not really needed it. On the other hand, I've been lucky enough to remain basically healthy and have not really needed the medical services that I have paid for through my health insurance plan, either. Looking back, I would have been better off paying out of pocket for the few times I have needed medical care over the years and saving on the ongoing premiums, the same as with my legal needs. But I didn't know that going forward and it seemed the better course to have the health insurance. However, I can't see the principled difference between that and the legal insurance I passed up. In both cases, I would have been happy to have the coverage if things had gone wrong in various ways that they did not.
Insurance companies always pay for their clients' legal representation for a claim or potential claim.