We live in an Association. It's a development right next to Hoosier National Woods. There are 24 lots, so it's a small association.
From what I can see, the Association facilitates road maintenance (we have gravel roads). It negotiates on our behalf for garbage services. The 'rules' are primarily to protect our property values first, and then secondarily the overall experience of living there. Most of us live out here because we respect peace and quiet, nature, outdoor activities and privacy.
We don't have a lot of rules, and rather than create a rule, the first approach is simply to talk to a homeowner or lot owner if some behavior is problematic.
My sister recently built on a lot out here, and her neighbor's boy was running a four-wheeler up and down the road. He was running it full speed, and it was really loud. It would go on all day on the weekends, and during the evenings during the week.
My sister was getting herself all worked up about setting up 'rules' at the next association meeting. But I said, 'why don't you speak to the neighbor or to the Association President first. He's just a kid. And some people really don't know they are disturbing others unless they are told. They might surprise you and respond without making a big deal out of it.'
Sure enough, the fast, loud, and endless 4 wheeling ceased. The boy now rides around sensibly, and the engine only purrs.