What is the magic about your percentages? Upon what research do you rely to establish such rates as reasonable, accurate and sustainable?
"What is the magic about your percentages? Upon what research do you rely to establish such rates as reasonable, accurate and sustainable?"
There is no magic in the percentages. They can be jiggered around with. This is about how the French national health insurance system works, and it provides a comparable standard of care to the American system, but provides universal coverage to everyone, at about 2/3rds the cost per capita as the US system.
What France does works better, and is cheaper, and is universal. So, my starting position is to just copy France. If greater efficiencies can be found while the basics of universal insurance are provided, then so much the better. We do not need to invent the wheel here. Dozens of nations have universal health care systems. Some, like Canada and Britain, are utterly abysmal. So don't copy that or even think of it. France's is the best, and provides a standard of care comparable to the United States, UNIVERSALLY (which is the most important difference), at a considerably lower cost (which is another key difference).
The percentages are not magic in France, but they work.
That's the starting point I am using, and those are the reasons I am using it.