[bmwcyle]

Ok freepers from NJ, what are the nature of the majority of claims that is causing this?

[Hydroshock]

Katrina. Allstate is also pulling out of MS and LA. They are trying to raise rates through the roof in TX and FL.

[Mo1]

NJ doesn't get that many huricanes ... but boy are the Folks in Jersey gonna be ticked about this

[street_lawyer]

my take is that based upon passed experience with Allstate, they are looking for a rate hike and need to give their people in the legislature some reason to grant it.

[xarmydog]

Having written many auto estimates over the years,it never ceases to amaze me at how many people attempt to use the insurance companies as their personal bank account.They want you to write and add things that do not pertain to the original damage.It is more pronounced around the Holidays,when money is tight,and they have no intention of repairing the vehicle.Instead,the money is for Christmas.I have no love lost for the ins.companies,as they also will go to extremes to save what they can,but ultimately the consumer pays.I do what I think is the best way,and if the ins.company disagrees,they can take the vehicle elswhere.I do inform the customers the reasons.They are who I work for.My 2 cents

[OldFriend]

Ice storms that cause ice dams to form on the roof. When the ice begins to melt the inside of the house gets drenched. Lots of storms, trees down, roof damage, plus lots of auto accidents that contribute to the negative bottom line of the insurance companies.

NJ has had several horrific floods in the past few years. Frenchtown under water several times. Lots of damdage!

Trenton under water. Too bad it didn't float out to sea.