No brainer, that one. If you and your spouse can't afford to spend (at least) the first five years with your child, you can't afford to have a child. And it may mean that you don't have all the toys you want. Those things are pretty low on the scale compared to your child's love and future happiness.
I would say that is merely an opinion.
19 posted on 12/30/2006 5:57:36 PM PST by SALChamps03