[familyop]

"This is PC run amok! If you worked hard to maintain a business would you lend money to a person who has a record of a deadbeat?"

Most employers who check their employees' credit histories aren't in the business of loaning money to their employees. Employee credit histories are not the business of employers, just as adultery histories of employers are not the business of employees.

The diversion propaganda tactic of making a racial issue of wrongful invasions of privacy by employers is PC, though.

[T.L.Sink]

The point I made in the next part of what you were quoting is that a credit history is a good indication of an individual's sense of personal responsibility. I wasn't referring to an employer lending money to an employee which is a poor business practice almost universally avoided by employers. What I was referring to in the sentence quoted is that even if you aren't the lending institution per se you will still pay a price if the person who purchases your product defaults. For example, if a person buys a car and is given a loan by Ford Motor Credit or GMAC and the vehicle is repossessed, the dealer will still lose money even though he's not the lender. That's because most dealers are on what's called Full or Partial Recourse - which means they're also on the paper with the lender and take a bath along together with that institution.