[conservative cat]

I don't think it's a racial or a civil rights issue. I am sick of the power credit reports have over us.

[El Sordo]

I'll agree with that.

If I ran the world, the management of credit institutions would get monthly mailings containing large packets of information in small print explaining in legalese how their job duties have changed.

And every time they are 5 minutes late for work, they get docked a day's pay.

[31R1O]

Why, generally speaking a credit report says a lot about a person and their sense of responsibility. I'll be the first to say that there are exceptions to this but I think that is a good indicator of good judgement. Of course I invite debate, tell me why I'm wrong.