[ChildOfThe60s]

Somebody somewhere is going to open a bank that is less concerned with making money than with serving its customers. And he's going to corner the market.

IMO, the concepts of making money AND serving customers are not incompatible. Just the opposite. One makes more money.

I live in a small town with (gasp) local banks. But I also use ING (an internet bank, no brick and mortar), quite impressive the interest I am receiving. Try 4.5% for completely liquid savings account ($250 min) and 3% for checking.

[Balding_Eagle]

Will you take a moment and re-read what you just posted?

IMO, the concepts of making money AND serving customers are not incompatible. Just the opposite. One makes more money.

I live in a small town with (gasp) local banks. But I also use ING (an internet bank, no brick and mortar), quite impressive the interest I am receiving. Try 4.5% for completely liquid savings account ($250 min) and 3% for checking.

The first paragraph, which is a platitude, and the second paragraph, which is how you have decided to live your life, are in opposition with each other.