Thanks for the info.
I wonder what the founder of the original BofA , AP Giannini, might have to say about this latest offering.
I would think that AP Giannini, as an immigrant himself, would be in favor of the general idea. Perhaps not all aspects but certainly the intent. After all, AP was one of the first bankers to offer banking services to working class people who, at the time, were considered uncreditworthy.