The fact is, the Federal government already pays the lion's share of National Guard funding. If anything, it's the individual state authorities who do the skimming in a variety of creative ways.
Sure the Fed pays, with money stolen from the People.
The fed skims like crazy. Only 4 percent of the federal budget goes to defense, of which only a vanishingly small percentage would go to emergency preparation.
You can be pretty inefficient at preparing for your emergency and still beat that with a stick.
It is also a good thing that people who prepare don’t do it visibly, so there is no visible safety net that encourages the lazy to not prepare. People have feedback loops. A kid who wears a helmet will ride his bike or skateboard faster. After all, he has a helmet to keep him safe, right?
The last thing we need is more programs that provide insurance/incentive for people to be irresponsible.