Tax avoidance isn’t illegal, in fact if you’re into small government tax avoidance is your duty, never give the government $1 more than you absolutely must. WalMart didn’t actually lose any of these suits, they settled.
I have no problem with key man ins. ,,, Walmart has no compelling interest in these employees , they are replaceable in a day or two ,,, by hiding profits as a non-taxable insurance event and collecting non-taxable insurance payments they are hiding real profits that are meant to be taxed... if you can’t see that you must be blind ...
P.S. Settling IS LOSING ...