I’d love to hear about what policy that is, and what state, and what the deductible is exactly, because we’ve looked for such things in NJ and not found them.
Anyway, what really ticks me, as I said, is that the uninsured are supposed to pay three or four times as much as the insurance companies pay for the insured. That’s just wrong. If I pay out of pocket, the provider has lower overhead than if he/she/it is dealing with the insurance company.
Mrs VS
Well, you can thank your legislators for that. New Jersey is one of a few states that significantly restrict inexpensive and short-term health insurance. Move out of New Jersey.