[cmsgop]

You need to talk to a lawyer, not an insurance agent.

Yes,thought of that, but I was just wondering if it might be easier if the Big Boys fight it out without getting all lawsuit like, although I will if I must.

[PAR35]

You've got your insurance company, his insurance, if any, the contractor's insurance, if any. If he and/or the contractor are willing to fix things after a friendly phone call, you're set. Otherwise, it's going to get messy.

Of course, if you litigate, only the lawyers will break even on the deal.