[varon]

The only folks who are whining about a rate cut are folks like you who are dependent at financing sales of your junk to folks with middling to poor credit histories,...........

If the rates are cut, I doubt Mr. Car Dealer will pass the lower rates on to the buying public but will line his pockets with increased profits!

[Hydroshock]

I once tried my hand in sales, I am not a good closer. But I saw many a deal were they padded the interest rate to increase the profits.