Its nuts what is happening with homeowners insurance in FL and elsewhere
The way to fix this is to pass laws preventing anyone to force you to buy insurance. Allow people to insure themselves. If they have a loss, and cant recoup...oh well...thats business
We need to get away from the Business Socialist model that forces people to have to buy insurance. That includes doing away with all insurance requirements....auto, home, etc. Keep insurance as an option for people to buy
Rates will drop big time, and, companies will be forced to find customers
And what sort of law will you pass for those people to get a mortgage?